EstateCoverage is a privately owned website where families and executors can ask for estate home insurance quotes. It is not an insurer, not an insurance agency and not a law firm, and it offers no legal advice.
After you send a request, licensed agents and partners familiar with vacant and inherited homes may contact you. The insurer alone decides on coverage and price.
Estate law and insurance policies vary from place to place. These pages describe typical situations; your policy, state law and your attorney's guidance take precedence.
Why this site exists
Insurance is rarely the first thing on anyone's mind after a death, yet a house left empty can quickly develop problems, and a policy in a deceased person's name raises questions. Executors and families often do not know who to call or what to ask. These pages set out the main questions in a calm, practical order.
No promises
We do not post average premiums or rank insurers, and we cannot promise any particular outcome for an estate. Every house and every policy is different.
Who the site is for
Executors and administrators, trustees, heirs who have inherited a home, and family members helping during probate. If you have been asked to look after a house while an estate is settled, start with the overview page.
Respecting your privacy
Your request is shared only with the recipients our privacy policy describes, and we stop contact as soon as you ask.
A note on timing
Estates move at their own pace. Coverage can usually be adjusted as plans change.
What we stand for
Patience
Plain steps at a hard time.
Facts, not figures
No averages or rankings.
Discreet handling
Shared only per our privacy policy.